Garage Liability:
Provides coverage for bodily injury and property damage resulting from operations
involving the ownership, maintenance or use of a covered automobile/vehicle. Covered
autos for dealerships are designated as Symbol 21 - Any 'Auto', and for all other
acceptable operations are designated Symbol 30 - 'Autos' left with you for service,
repair, storage, or safekeeping.
Garage Operations:
Provides coverage for bodily injury and property damage resulting from garage operations
other than the ownership, maintenance or use of a covered vehicle.
Uninsured Motorist:
Provides coverage for bodily injury to authorized operators resulting from an accident
caused by a person driving without liability insurance. (Dealer Only and Scheduled
Autos)
Underinsured Motorist:
Provides coverage for payment for bodily injury when the other party to the accident
is at-fault and their liability limits are insufficient to cover the injuries sustained
by authorized operators. (Dealer Only and Scheduled Autos)
Garagekeepers Coverage:
Provides coverage for legal liability for damages to customers' vehicles that are
left in the insured's care, custody or control. Covered autos for both dealer and
service operations are designated as symbol 30 - 'Autos' left with you for service,
repair, storage, or safekeeping. There are two coverage options available:
- Direct Primary: Provides coverage to the insured even if the loss is not the insured's
fault and the insured is not legally liable.
- Legal Liability: Provides coverage to the insured only for losses which are the
insured's fault and for which the insured is legally liable.